---
title: Long Term Vs. Short Term Cash-Flow
description: We all know that when it comes to business, Cash Is King. There is an important distinction between short-term and long-term cash flow.
image: https://www.oberlanderandco.com/hubfs/Congrats!%20(1).jpg
---

![](https://www.oberlanderandco.com/hubfs/Congrats!%20(1).jpg)

# Long Term Vs. Short Term Cash-Flow

 Published by [Jacob I. Oberlander, CPA](https://www.oberlanderandco.com/insights/author/jacob-i-oberlander)

Last Updated February 4, 2022

[Business Focus](https://www.oberlanderandco.com/insights/tag/business-focus) [Cash Flow](https://www.oberlanderandco.com/insights/tag/cash-flow) [Virtual CFO](https://www.oberlanderandco.com/insights/tag/virtual-cfo) [📺 Video](https://www.oberlanderandco.com/insights/tag/video)

We all know that when it comes to business, "Cash Is King." There is an important distinction between short-term and long-term cash flow.

 

Short Term Cash Flow  
Short-term cash flow has its purpose of helping you with creating a detailed plan of what needs to be paid this week and up to 90 days. This is used to pay short-term bills, lines of credit, and payroll. Calculating your short-term cash flow is something that you can easily do by yourself. Your[ QuickBooks](https://www.oberlanderandco.com/insights/tag/qbo) ledger should be able to help you with that. If your business is a bit more complex, some third-party software will assist you with this.

Long Term Cash-Flow  
This is when you need a high-level overview of the company's needs beyond the next 90 days. This will help plan for the next 1 to 5 years, and with your long-term growth,  and help you determine if additional finance will be needed down the road.

 

 

Keep in mind that cash flow is not the same as profit! [Check out this article to learn more about this.](https://www.oberlanderandco.com/insights/understanding-the-difference-between-profits-and-cash-flow)

 

If you need help with long-term cash flow, we can help you with that as part of our Virtual CFO services. [You can learn more here. ](https://www.oberlanderandco.com/services/virtual-cfo)

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